# Return distribution

Returns from <mark style="color:purple;">**USN**</mark> is allocated strategically to benefit the ecosystem.

* **A substantial portion (80%) is distributed as yield to&#x20;**<mark style="color:purple;">**sUSN**</mark>**&#x20;holders.** This portion of the return is generated in USDT or USDC, which is then in turn used to mint <mark style="color:purple;">**USN**</mark> directly into the <mark style="color:purple;">**USN**</mark> staking contract.
* **A small portion (10%) is allocated to the&#x20;**<mark style="color:blue;">**Noon**</mark>**&#x20;Insurance Fund (NIF).** This portion of the return is generated in USDT or USDC, which is then moved regularly into the NIF. When this fund is sufficiently capitalised (after 6 months\*), we use these funds to buy-back <mark style="color:green;">**$NOON**</mark> tokens, and distribute them to staked <mark style="color:green;">**$NOON**</mark> (<mark style="color:green;">**$sNOON**</mark>) holders.
* **A small portion (10%) will be allocated to the&#x20;**<mark style="color:blue;">**Noon**</mark>**&#x20;Operating Fund.** These funds will be used only to cover the operating costs of <mark style="color:blue;">**Noon**</mark>. Any funds left over after covering the operating costs of  <mark style="color:blue;">**Noon**</mark> will be transferred to the **NIF**, and further distributed accordingly.

<div data-full-width="false"><figure><img src="/files/KWBIjHcoZG3yEe6iORKh" alt=""><figcaption><p>Noon: Flow of Returns</p></figcaption></figure></div>

We have endeavoured to ensure that as much of <mark style="color:blue;">**Noon**</mark>'s raw returns are distributed to our users as possible. We will continue in this vein in the future.\
\
\**Updated in January 2026: the seasoning period increased from 3 months to 6 months.*


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